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Financial IQ

Baby Steps for a newbie Stocks Investor
Trent Hamm, in TheSimple Dollar says that once a person has their debt under control, the next thing that they should want to do with their money is figure out ways to maximize it, and most of the time the potential gains of the stock market look like a great place to put money.

But how? For the average person, the diversity of options for investing in stocks are overwhelming. Should I buy a mutual fund? Should I buy individual stocks? How do I even get started when I’ve figured out what I want to do? What are my investing goals? How do I even describe those goals?
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Editor's Choice

Derivatives made simple by Shailaja & Manoj Singh
Mint has a column by Shailaja & Manoj Singh on decoding the complex stuff for newbies called Real Simple. In the following article, the Singhs talk about Derivatives in our own language and not the jargons of complex finance theories!
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Welcome to India's first online weekly on personal finance
Vanguard: How to keep MORE of what's yours

High mutual fund costs have historically acted as a drag on performance, while lower costs have translated into better returns over the long run.  Vanguard has this illuminating article on the costs of investing through Fund Managers of various kinds.

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Fundamentals of Budgeting

Getting rich is in your hands, nobody else's . So get started with working hard or smart (depends on you again), adding to your finance knowledge and generally taking responsibility for yourself. Get Rich Or Die Trying. Just kidding! But read on for some serious stuff.

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What is the cost of your financial product?
When you buy a financial product, you outsource the management of your money to the company you are buying from. Have you ever stopped to take a look at the cost of fund management that the company passes on to you. Ajay Shah's post on Combating the cost of fund management takes a comprehensive look at it. Check out the links within the posts too.
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