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The fundamentals of Asset Allocation

Doesn't Asset Allocation (AA) sound sophisticated? It assumes you have an asset to allocate and gives a boost to your ego. It's a smart and sexy word for something as drab and dreary as planning your personal finances. Asset allocation also gives you a feeling that you are holding some aces up in your sleeves. It specially applies to the Financial Planners or Advisors.

But seriously, asset allocation is a useful concept to know. And it's very simple too. Once you get your fundamentals clear about AA, you can use it to your advantage. It is the first step of adding value to your money or putting your money to good use.

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Decoding the Stock Markets Crazy Run E-mail
Written by Ranjan   

Rajesh Soni, the Investment Guru, tries to decode the stock markets dizzy run in his post "Humpty Dumpty on the wall...."

He especially tries to fathom what the Participatory Notes are and where the markets are headed!

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How to calculate your networth E-mail
Written by Ranjan   
Trent Hamm runs a blog called "The Simple Dollar" . The Simple Dollar is a blog for those of us fighting debt and bad spending habits while building a financially secure future and still affording a latte or two. Our busy lives are crazy enough without having to compare five hundred mutual funds - we just want simple ways to manage our finances and save a little money. In this post he writes in lucid detail on building a spreadsheet where you van look at your networth.
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Seven Deadly Sins of Financial Planning E-mail
Written by Ranjan   
This e-mail address is being protected from spam bots, you need JavaScript enabled to view it   an expert at Financial Planning has written an article which is amazing and very useful.
Financial planning is a critical necessity for each one of us who seeks financial control of our affairs and wishes to create wealth. Then why is it that most of us do not have a Financial Plan or have not even given a thought to it? Why is it that we keep trudging along and feel that all will become right one day? Why is it that we always think of how to earn more but hardly give a thought to what our earned money is earning for us?
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Welcome to India's first online weekly on personal finance E-mail
Written by Ranjan   

Welcome to India's first online weekly on personal finance. All of us would do well to improve our levels of financial awareness. This site aims at organizing information on personal finance for Indians. If as a result, there is an increased financial awareness and better financial decisions, we'll be thrilled.

The team at work on this site brings more than 15 years of work experience in the personal finance industry. We are passionate about making personal finance easy to understand so that all of us can make better financial decisions.

Melody Laila, Celebrity Blogger and Freelance Journalist was generous with her foreword for this site. Read on...

I have the honor of introducing to you Personal Finance 2.01, India's first online finance portal which is already working itself up to being a top site in the finance sector online.

Oscar Wilde once famously said, "When I was young, I thought that money was the most important thing in life; now that I am old, I know it is". While I do not agree that it is the most important thing in life, I do concede that it makes life a lot easier if one has a lot of it!

Managing my personal finance definitely is not one of my areas of strength; I'm one of those people who're happy to let someone else do the job for them. But more and more I'm convinced of the fact that it is necessary for each one of us to know our financial strengths and weaknesses, to maximize our opportunities when possible and minimize our losses.

To this extent, Personal Finance 2.01 promises to play a great part in helping us financially challenged folks (and I'm sure the financial whizzes too!) by

  • Keeping track of financial happenings in the country and internationally
  • Making the Stock Market easy to understand!
  • Information on Stock,  Insurance, Bonds etc
  • Educating us on Finance
  • A Forum for discussing anything and everything on personal finance
  • A directory for financial advisors.

While wishing Ranjan Varma (the brains behind the site) and all his team the very best, I also heave a sigh of relief ~ finally; "Everything I wanted to know about Finance but didn't know whom to ask" is no longer true – now I know whom to ask!

Melody Laila

 
Derivatives on Nifty Junior and CNX-100 E-mail
Written by Ranjan   
Ajay Shah is a Senior Fellow, National Institute for Public Finance and Policy, New Delhi  and has been a Consultant, Department of Economic Affairs, Ministry of Finance, New Delhi. He runs a very informative and useful blog at http;//ajayshahblog.blogspot.com. This is a reproduction of his post on derivatives on Nifty Junior and CNX-100 on June 1, 2007. You can read the post here
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