This update has a string of calculators for you. It is said that if you want to manage something, you need to first measure it. In other words, if you can't measure it, just don't think of managing it well.

This applies to your personal finances too. 

The first thing to start measuring is your income and expenses. I can bet that you have never ever given this simple thing a moment of yours. Winning 9 out of 10 bets is safe and I'm happy if you are the one guy out of ten!

So why don't you start your drill with the fundamentals of budgeting!

Then I have the Monthly Budgeting spreadsheet for you

And you can play with this spreadsheet which can tell you how far your savings can take you. Can you become financially free? You can change the figures to your liking and the page will update itself with your calculations! Check it out.

These spreadsheets have been done on Zoho which has completely bowled me over with their ingenuity, smartness, cool features and what not (I really am not qualified enough to find the right adjectives for them. I thought Google was cool and awesome. I respect Microsoft. But I want to go overboard with my praise for Zoho!!) 

Next week I will bring a calculator that can tell you how much insurance do you need. Yes it's about human life value. Stay tuned. And if you find the tools and calculators here useful, why don't you tell all your friends too